Invest in Fractional Bonds with just $50

Bonds offer a predictable income stream and can help diversify your portfolio. And with Fractional Bonds on Blue Sun Trust Bank, you finally have a simple and accessible way to invest in them. Get started small from just $50 – no more high minimum investments or complicated processes.

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Earn regular income with Fractional Bonds¹ on Blue Sun Trust Bank

We make investing in loans easy, whether you’re a beginner or an experienced investor.

Invest in small fractions of bonds, starting from just $50

Invest in small fractions of bonds, starting from just $50

Access high-yield bonds usually not available to retail investors

Access high-yield bonds usually not available to retail investors

No fees for investing or administration

No fees for investing or administration

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We make bonds accessible

Bonds are notoriously hard to access for retail investors. They typically require investments in the 5-digit range or even higher, and might only be available in specific countries. We want to provide an opportunity for all investors to benefit from investing in bonds: With our Fractional Bonds, you can invest in small parts of bonds, starting from as little as $50. Plus, you can sell your investments on the Secondary Market if you want to cash out early.

 
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Everything you need to know about Fractional Bonds

What’s the benefit of investing in Fractional Bonds?

Fractional Bonds make bond investments accessible to retail investors. The vast majority of bonds require high minimum investments of $10 000 or more for a single investment. Moreover, many bonds, especially high-yield ones, aren’t available to retail investors at all. This makes it difficult for many retail investors to build a bond portfolio. On Blue Sun Trust Bank, we are changing this: You can invest in small fractions of a bond, starting from just $50, and conveniently build a diversified bond portfolio.

How does investing in Fractional Bonds work on Blue Sun Trust Bank?

When you invest in Fractional Bonds on Blue Sun Trust Bank, you purchase bond-backed securities. This means you won’t hold the underlying bond directly. Instead, you hold Fractional Bonds emitted by a special purpose entity within the Blue Sun Trust group that acts as the issuer. The Fractional Bonds issuer holds the underlying bond, and passes on its returns to you. Fractional Bonds are only available on Blue Sun Trust Bank.

What return can I expect from Fractional Bonds?

The return on a specific Fractional Bonds offer depends on the coupon rate of the underlying bond. The coupon rate is determined by:
*inherent risk factors of the underlying bond, including the bond issuer’s creditworthiness
*market factors, including the general economic environment, general interest rate levels, and alternative investment opportunities in the financial sector
If you hold your Fractional Bonds until maturity, fluctuations in the underlying bond's value will not affect your return. However, if you want to sell your Fractional Bonds on the Secondary Market, the price might be affected by supply and demand, as well as changes in the risk and market factors of the underlying bond. This means the going price on the Secondary Market might be different from the purchase price you paid.

What are the fees for investing in Fractional Bonds?

There are no fees for investing in Fractional Bonds.

How can I start investing in Fractional Bonds?

To allocate funds for investing in Fractional Bonds, set an amount to Keep available. This ensures the allocated amount isn’t invested by your automated loan portfolios.

How Do You Ship My Orders?

The main risks when investing in Fractional Bonds include:
*Risks related to the underlying bond: The company issuing the underlying bond might default on its obligations.
*Market risk: The value of the investment may decline due to events outside the control of market participants, such as an economic downturn, a financial crisis, or geopolitical events.
*Interest rate risk: Changes in both short and long-term interest rates may affect the value of financial instruments.
*Inflation risk: Changes in the inflation rate affect the purchasing power of future interest and principal payments.
*Liquidity risk: Fractional Bonds have a fixed term, with the principal being due at maturity. Investors who want to sell their investment early can only do so on the Blue Sun Trust Secondary Market. There is a possibility that investors might not be able to find a buyer for their investment, or that they can only sell the investment at a lower price.
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